Health care and health insurance is often a concern of parents as their sons and daughters depart for college. We at Roger Williams University are actively involved in the health and well-being of our students. Use of the Student Health Services is covered by undergraduate student fees. All full time undergraduate day students have access to Student Health Services. There is no charge for visits to the Student Health Services for illness or injury. Charges will be incurred for routine well physical exams, immunizations, lab work, prescription medication and referrals to outside providers. These charges can be submitted to your private health insurance. Charges not covered by your private health insurance will be billed directly to the student by the provider of the service.
Health Services is open 8:30am to 5:00pm, Monday thru Friday. After hours, emergency care is provided through Newport Hospital, Rhode Island Hospital or Bristol County Medical Center. Emergency transportation to and from these facilities is provided if needed. Students should contact their CORE/RA or Public Safety at 401-254-3333 for any after hour’s medical concern.
Health Insurance Information for Academic Year 2016-17
(Waiver and Voluntary Enrollment Procedure)
Roger Williams University requires all students to have adequate health insurance coverage and has sponsored a student health plan for many years. With the passage of the Affordable Care Act, the terms of coverage have expanded and the number of students requiring coverage has declined. As a result, we are subject to greater pricing volatility and have experienced a significant increase in rates for the 2016-2017 academic year given the lower number of students and higher level of claims. The University has thoroughly explored all alternatives and has found the renewal program to be competitive in relation to other possibilities and programs at similarly situated schools. The renewal plan will feature higher deductibles but also will add copayments for office visits to offset increased deductibles. As an alternative to the University program, students may wish to consider other options that may be available to them through their home state insurance exchange, but students should verify coverage extends to Rhode Island based providers.
As you prepare for the 2016-17 academic year, we urge you to consider your health insurance coverage a top priority. It is important that students have access to comprehensive medical care while enrolled at Roger Williams University, and we are pleased to make available an Accident & Sickness Insurance Plan for our students. The following provides additional information regarding the Plan:
All full-time undergraduate (both residential and commuter), all Master’s in Architecture students, all first- and second-year School of Law students, all Master’s of Law students and all international students on an F-1 or J-1 visa are automatically enrolled in the University’s Student Accident & Sickness Insurance Plan for coverage effective August 14, 2016 - August 13, 2017. Those students who provide proof of adequate coverage under an existing plan may waive the University’s Student Insurance Plan through the below process. Those students who do not waive the insurance and those not covered under an existing plan will see a separate charge of $2,332 on their bill. Coverage terms for international students traveling on J-1 visas have been modified to conform to Federal guidelines for J-1 travelers; this modification will result in an additional cost of $117 to the standard student health insurance premium noted above. An explanation of the Student Accident and Sickness Insurance Plan can be found online at: https://consolidatedhealthplan.com/group/112/home
Waiver Process: If you are currently insured under another insurance policy and do not wish to have coverage under the University-sponsored plan, you may waive out of the insurance. To waive out, students will be required to decline the University’s Student Insurance Plan and provide information on their insurance plan by completing the form here: https://consolidatedhealthplan.com/group/112/waiver/1
By completing a waiver, you are certifying that you have comparable coverage and agree that you will be responsible for your medical expenses, and that Roger Williams University will not be responsible for those expenses. Upon your waiver being accepted, the insurance fee will be removed from the student’s account. FAILURE TO COMPLETE the on-line Waiver Form by the deadline, August 15, 2016, will result in your mandatory purchase of the University’s Student Insurance Plan for the 2016-2017 academic year, without the possibility of later waiver, refund or cancellation.
If you are considering waiving the University’s Student Insurance Plan, please note that some insurance plans are restrictive and may leave students essentially uninsured while away at school. This could result in you incurring substantial out-of-pocket costs for medical care. In evaluating your plan and to assist you in making an informed decision, you must verify the following
Please understand that the University reserves the right to decline a waiver request (and revoke an approved waiver) if it determines that the alternate insurance does not provide adequate insurance coverage.
Once You Waive: If you waive coverage, you can only enroll at a later date if you lose coverage under your current private health insurance plan due to a qualifying event. You must enroll within thirty one (31) days of the loss of coverage. You will be charged the full premium for the entire term if you enroll before January 15, 2017 or the spring semester premium if you first enroll after January 15, 2017.
All Full-Time Graduate (non-Master’s in Architecture) Students and Third-Year School of Law Students
Full-time graduate students (non-Master’s in Architecture) with 6+ credits and third-year School of Law students are encouraged, but are not required, to enroll in the University’s sponsored Student Health Insurance Plan. Students who wish to enroll in this plan voluntarily may purchase this insurance directly through CHP by clicking on the Enroll tab above. Please note that the deadline to enroll is August 15, 2016. No enrollment will be accepted after this date. Enrollment can be done online at this website: https://consolidatedhealthplan.com/group/112/waiver/1